Consumer Bankruptcy
The more things change—the more they stay the same. Life happens and has its ups and downs. Even in ancient times, individuals had serious financial problems, and the civil laws allowed for reorganization of financial affairs and/or discharge of debt. You will be very happy to know that the laws are much more humane today—no debtor’s prison or being sold in servitude!
The United States Constitution enabled the United States Congress to enact uniform laws with respect to bankruptcy. These laws have been periodically revamped over the years including major reforms in 1985 and in 2005. These laws are commonly referred to as the Bankruptcy Code and are administered pursuant to a set of rules (federal and local) known as the Bankruptcy Rules. These laws and rules are deceptively simple. Like most legal matters, it is best to be guided by legal counsel.
The general principle of bankruptcy is one of “equity” – fairness to yourself and your creditors. The guide post is to afford the honest debtor a “fresh start” from debt which has occurred from circumstances of life beyond his or her control.
An honest individual can obtain significant debt relief and a fresh start by filing a Chapter 7 Bankruptcy. To obtain the best result, it is respectfully suggested that legal counsel familiar with all aspects your case, be hired. Planning, timing and case preparation are essential to a quality result.
Vining Law Group, PLC is pleased to offer such services including a free (½ hour initial) consultation. It has competitively priced flat fee schedules for most cases. We look forward to meeting and assisting you.
Vining Law Group, PLC is a full service general practice firm. With respect to bankruptcy matters, it is a “debt relief agency” assisting people in filing for relief under the Bankruptcy Code1.
1Vining Law Group, PLC is a full service general practice firm. With respect to bankruptcy matters, it is a “debt relief agency” assisting people in filing for relief under the Bankruptcy Code.